{"id":3082,"date":"2024-12-10T12:24:36","date_gmt":"2024-12-10T11:24:36","guid":{"rendered":"https:\/\/katsinamirror.ng\/hausa\/?p=3082"},"modified":"2024-12-10T12:24:41","modified_gmt":"2024-12-10T11:24:41","slug":"moniepoint-md-yayi-kashedin-game-da-raba-bayanan-asusun-banki-a-bainar-jamaa","status":"publish","type":"post","link":"https:\/\/katsinamirror.ng\/hausa\/2024\/12\/10\/moniepoint-md-yayi-kashedin-game-da-raba-bayanan-asusun-banki-a-bainar-jamaa\/","title":{"rendered":"Moniepoint MD yayi kashedin game da raba bayanan asusun banki a bainar jama’a"},"content":{"rendered":"\n

Babban Manajan Bankin Moniepoint Microfinance, Mista Babatunde Olofin, a wata hira da Kamfanin Dillancin Labarai na Najeriya, NAN, a ranar Lahadi, ya yi kira ga \u2018yan Najeriya da su guji raba lambobin asusunsu a bainar jama\u2019a yadda ya kamata, musamman a lokutan bukukuwa, domin kauce wa faduwa. wanda aka azabtar da zamba ta yanar gizo.<\/strong><\/p>\n\n\n\n

Ya jaddada muhimmancin wayar da kan al’amuran tsaro ta yanar gizo, yana mai gargadin cewa raba lambobin asusu a bainar jama’a na iya haifar da shigar da laifuka cikin rashin sani da dauri.<\/p>\n\n\n\n

Ya ce a nasa kalaman, \u201cBabban shawarata ita ce mutane su daina rabawa jama\u2019a lambobin asusunsu, wasu kuma na tsare ne a gidan yari saboda ba su san abin da wani ya yi amfani da asusun na su ba.<\/p>\n\n\n\n

A cikin bayaninsa, ya ce \u201cMutane ba sa son ku kamar yadda suke ba ku kyauta. Don haka, ya kamata ku sani cewa suna tattara bayanan ku. Asusun ku na banki bayanan sirri ne.”<\/p>\n\n\n\n

Ya tabbatar da cewa \u2019yan damfara sukan yi amfani da bayanan jama\u2019a wajen aikata laifukan kudi, inda wasu da ba a san ko su wanene ba ke da illar da ke tattare da hakan, yana mai jaddada bukatar yin taka-tsan-tsan, tare da lura da cewa, kyautatuwar sau da yawa wani salo ne na tattara bayanan sirri.<\/p>\n\n\n\n

Babatunde ya yi cikakken bayani kan dabarun zamba na gama-gari na kyauta masu kyau da ladan ku\u0257i don jawo wa\u0257anda abin ya shafa su raba bayanan bankin su.<\/p>\n\n\n\n

Ya ce tsare-tsaren damfara sukan hada da wadanda abin ya shafa su rika biyan kudadensu gaba daya, sai dai su yi asarar kudadensu, wani lokacin kuma su rasa sunayensu. A cewar Olofin, wasu da ake damfarar zamba sun shiga aikata laifuka cikin rashin sani kamar satar kudi saboda an yi amfani da asusunsu wajen yin mu\u2019amalar da ba ta dace ba, wanda hakan ya jawo musu matsala a shari\u2019a.<\/p>\n\n\n\n

\u201cMasu zamba suna yin abubuwa da yawa. Suna tsara kudade. Sun san yadda tsarin ciki ke aiki,\u201d in ji shi.<\/p>\n\n\n\n

Shugaban kamfanin na Moniepoint ya kuma bayyana cewa, a wasu lokuta, ana satar bayanan wadanda abin ya shafa, kuma ana amfani da asusunsu wajen yin haramtattun ayyuka kamar satar kudade, wanda hakan ke haifar da cikas a shari\u2019a.<\/p>\n\n\n\n

Babatunde ya bayyana cewa hadin gwiwar da Moniepoint ke yi da kungiyoyi irin su Hukumar Leken Asiri ta Kasa (NFIU) da Hukumar Yaki da Yiwa Tattalin Arzikin Kasa Ta\u2019annati (EFCC) ita ce inganta gano zamba da aiwatar da tsauraran matakan tsaro.<\/p>\n\n\n\n

Ya kuma yi nuni da cewa bankin ya gina kungiyar sa ido kan hada-hadar kasuwanci da kuma yaki da safarar kudade tare da ingantattun ka\u2019idoji na cikin gida don ganowa da hana zamba.<\/p>\n\n\n\n

“Mun gina \u0199ungiyar sa ido kan ma’amala da kuma satar ku\u0257i wanda ya kafa dokoki a ciki,” in ji shi.<\/p>\n\n\n\n

Ya nuna karara cewa laifukan zamba a bankunan Najeriya sun karu sosai, tare da karin 65% daga Cibiyar Horar da Cibiyoyin Kudi (FITC). Adadin al’amuran zamba ya tashi daga 11,532 a cikin Q2 2024 zuwa 19,007 a cikin Q3 2024.<\/p>\n\n\n\n

Ya kara da bayyana cewa kudaden da ake da su a yunkurin zamba sun haura zuwa Naira biliyan 115.9 a Q3, wanda hakan ya nuna sama da kashi 105 cikin 105 daga Naira biliyan 56.6 da aka samu a kwata na baya.<\/p>\n\n\n\n

Duk da haka, bankuna sun yi nasarar rage asara na gaske, inda Naira biliyan 10.1 kawai suka yi hasarar zamba a cikin Q3 2024. Wannan ya nuna raguwar kashi 75.4 cikin 100 idan aka kwatanta da Naira biliyan 42.8 da aka yi a Q2.<\/p>\n\n\n\n

Duk da wannan ci gaban, bankunan Najeriya sun yi asarar kimanin Naira biliyan 53 da miliyan 400, ta hanyar zamba cikin watanni 9 na farkon shekarar 2024, lamarin da ke nuna karuwar barazanar laifuffukan kudi da kuma bukatar a kara sanya ido.<\/p>\n","protected":false},"excerpt":{"rendered":"

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Da fatan za a raba<\/div>
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Babban Manajan Bankin Moniepoint Microfinance, Mista Babatunde Olofin, a wata hira da Kamfanin Dillancin Labarai na Najeriya, NAN, a ranar Lahadi, ya yi kira ga \u2018yan Najeriya da su guji raba lambobin asusunsu a bainar jama\u2019a yadda ya kamata, musamman a lokutan bukukuwa, domin kauce wa faduwa. wanda aka azabtar da zamba ta yanar gizo.<\/p>\n","protected":false},"author":4,"featured_media":3083,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-3082","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-babban-labari"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/posts\/3082","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/comments?post=3082"}],"version-history":[{"count":1,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/posts\/3082\/revisions"}],"predecessor-version":[{"id":3084,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/posts\/3082\/revisions\/3084"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/media\/3083"}],"wp:attachment":[{"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/media?parent=3082"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/categories?post=3082"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/katsinamirror.ng\/hausa\/wp-json\/wp\/v2\/tags?post=3082"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}